--- description: ¿Qué piensan los usuarios de Xero? Lee las reseñas y opiniones verificadas, descubre sus características y el nivel de usabilidad, consulta los precios y conoce las ventajas y desventajas de Xero gracias a Capterra Panamá. image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress title: Xero - Opiniones, precios y características - Capterra Panamá 2026 --- Breadcrumb: [Inicio](/) > [Programas de contabilidad](/directory/1/accounting/software) > [Xero](/software/169561/xero) # Xero Canonical: https://www.capterra.com.pa/software/169561/xero Page: 1 / 132\ Siguiente: [Next page](https://www.capterra.com.pa/software/169561/xero?page=2) > Hermoso software de contabilidad en línea alojado en la nube para pequeñas empresas. Accesible en cualquier momento y en cualquier lugar. ¡Experimenta tu versión de prueba gratis ahora\! > > Verdict: Rated **4.4/5** by 3260 users. Top-rated for **Probabilidad de recomendación**. ----- ## Vista rápida ### ¿Quién usa Xero? Todas las pequeñas y medianas empresas y contabilidad y prácticas de contabilidad. ## Quick Stats & Ratings | Metric | Calificación | Detail | | **En general** | **4.4/5** | 3260 Opiniones | | Facilidad de uso | 4.4/5 | Based on overall reviews | | Asistencia al cliente | 4.0/5 | Based on overall reviews | | Relación calidad-precio | 4.2/5 | Based on overall reviews | | Funciones | 4.3/5 | Based on overall reviews | | Recommendation percentage | 80% | (8/10 Probabilidad de recomendación) | ## Sobre el proveedor - **Empresa**: Xero - **Founded**: 2006 ## Commercial Context - **Precio inicial**: USD 25.00 - **Modelo de precios**: (Prueba gratis) - **Target Audience**: Trabajador autónomo, 2-10, 11-50, 51-200, 201-500, 501-1,000, 1,001-5,000 - **Deployment & Platforms**: Cloud, SaaS, Web, Android (móvil), iPhone (móvil), iPad (móvil) - **Idiomas admitidos**: inglés - **Available Countries**: Australia, Canadá, Estados Unidos, Filipinas, India, Indonesia, Irlanda, Malasia, Nueva Zelanda, RAE de Hong Kong (China), Reino Unido, Singapur, Sudáfrica ## Funciones - Análisis financiero - Balance contable y cuadro de resultados - Conciliación bancaria - Consolidación/Roll-Up - Contabilidad - Contabilidad de acreedores - Contabilidad de deudores - Contabilidad de fondos - Contabilidad fiduciaria - Control de inventario - Controles o permisos de acceso - Creación de informes financieros - Cumplimiento tributario - Cálculo de impuestos - Declaración de ganancias/pérdidas - Facturas personalizables - Flujo de trabajo de aprobación - Gestión de casos - Gestión de clientes - Gestión de entrega - Gestión de facturas - Gestión de inventarios - Gestión de nóminas - Gestión de pedidos - Gestión de proyectos - Gestión de recibos - Gestión de reembolsos - Gestión de tareas - Gestión de transacciones - Importación y exportación de datos - Informes de nómina - Libro mayor de cuentas por cobrar - Pagos móviles - Para propiedades inmobiliarias - Payment Collection - Portal de clientes - Preparación W-2 - Presupuestos y estimaciones - Presupuestos/previsiones - Procesamiento de facturas - Procesamiento de pagos - Real-Time Data - Registro de auditoría - Seguimiento de estado - Seguimiento de fechas de vencimiento - Seguimiento de gastos - Seguimiento de pedidos - Supervisión - Testimonios de clientes - Transferencia ... and 51 more features ## Integrations (147 total) - Accelo - Actionstep - ActiveCollab - Acuity Scheduling - Administrate Training Management - Adobe Commerce - Agile CRM - ApprovalMax - AroFlo - AutoEntry - Batchbook - BigCommerce - BlueFolder - Buildertrend - Capsule ... and 132 more integrations ## Opciones de asistencia - E-mail/Help Desk - Preguntas frecuentes/foro - Base de conocimientos - Asistencia 24/7 - Chat ## Categoría - [Programas de contabilidad](https://www.capterra.com.pa/directory/1/accounting/software) ## Categorías relacionadas - [Programas de contabilidad](https://www.capterra.com.pa/directory/1/accounting/software) - [Programas de cuentas por pagar](https://www.capterra.com.pa/directory/30520/accounts-payable/software) - [Programas de cuentas por cobrar](https://www.capterra.com.pa/directory/30521/accounts-receivable/software) - [Programas de contabilidad para constructoras](https://www.capterra.com.pa/directory/20003/construction-accounting/software) - [Software contable para escuelas](https://www.capterra.com.pa/directory/20015/school-accounting/software) ## Alternativas 1. [QuickBooks Online](https://www.capterra.com.pa/software/141374/quickbooks-online) — 4.3/5 (8357 reviews) 2. [QuickBooks Enterprise](https://www.capterra.com.pa/software/46497/quickbooks-enterprise) — 4.5/5 (20603 reviews) 3. [QuickBooks Desktop](https://www.capterra.com.pa/software/173879/quickbooks-desktop-pro) — 4.4/5 (2540 reviews) 4. [NetSuite](https://www.capterra.com.pa/software/135757/netsuite) — 4.2/5 (1828 reviews) 5. [QuickBooks Online Advanced](https://www.capterra.com.pa/software/189398/quickbooks-online) — 4.4/5 (1036 reviews) ## Opiniones ### "Xero is ok" — 5.0/5 > **Debbie** | *3 de enero de 2026* | Contabilidad | Recommendation rating: 8.0/10 > > **Puntos a favor**: The dashboard is easy to use, the reporting functions work well, and I’m not aware of any bugs or issues. Recording transactions is straightforward, and keeping bank activity up to date is simple. > > **Puntos en contra**: It does not offer good value for money compared with competitor products, and customer support is not available by telephone. As a partner, commission opportunities are limited, and payments are taken by direct debit. > > I’m generally happy with Xero. It’s very easy to use and integrates well with other products, though often at an additional cost. Its reporting features are somewhat limited, but they’re sufficient for what I need. ----- ### "Xero is the hero finance tool you need" — 5.0/5 > **Usuario verificado** | *20 de enero de 2026* | Contabilidad | Recommendation rating: 10.0/10 > > **Puntos a favor**: Xero is a gamechanger true value for your money. It's easy to use, great customer service that fixes bugs and issues in a timely manner. Love the user interface dashboard and exceptional features > > **Puntos en contra**: I don't really have an negatives with this product. Maybe the price is a bit heavy for startups without investors but for automations etc. Its just like worth it to get > > I love this product I use it as a go to financial tool and I love the integration with bill.com. Makes my life way easier ----- ### "Xero - Used to be the best accounting package in the world." — 1.0/5 > **Daryl** | *9 de octubre de 2025* | Tecnología y servicios de la información | Recommendation rating: 0.0/10 > > **Puntos a favor**: Previous to the "new invoicing" interface, the user interface and UX was excellent. Value for money used to be excellent, but then the company floated and started pulling shady moves like removing the expenses module and replacing it with a paid version that had less features and a worse UI. Customer support for fixing things that Xero \*can\* do is pretty good, support for fixing things like bugs, intentionally broken features, and nags/advertising is very very poor. > > **Puntos en contra**: The downhill trajectory of the UI and UX. Every change to the UI brings a couple of good things, and a bag of dicks. Changes used to be for the benefit of the user (you know, the one who is actually paying for the product). Now its for the benefit of the shareholders, and most times makes the UX much worse. Advertising plastered on the UI making the book keeper's job harder than it could be. Features that just don't work when they used to work fine (auto assigning the next ID on an imported invoice is a classic example of something that used to work and now doesn't, and has been promised to be fixed but here we are, 6 years later, and it still hasn't been given any developer time and probably wont.) > > I dread every new change they announce. If i could move my companies out of Xero (4 companies and one charity) and onto something that looks like what Xero used to be, i'd do it in a heartbeat. I moved them all off MYOB in about 2008, and it doesn't look like MYOB has improved much since then, and there are no others on the horizon that i know of. Its a sad state of affairs for the future of online accounting packages. I'd describe my time with xero as about ten years of honeymoon where it was the best thing since sliced bread. Xero really lead the world in smart accounting and smart UI. I'd describe the rest of my time since then as miserable, much like an abusive relationship. I dread having to make changes to quotes and invoices because bugs in the UI are so common. Just one example; you add a discount to a line item on a quote, lets say $10, and then realise that you put that discount on the wrong line item, so you delete the discount on that line, and put $10 on the next line item down. Now its correct, so you click save, and it won't save. So you change the discount to a percentage that equals $10 - nope, that doesn't let it save. The error message doesn't help - it just says that there was an error and the quote can't be saved. You check your internet connection - that's fine. Eventually you might just delete the quote and re-create it, and its probably going to work. What you don't know, and Xero is in no mood to let you know (and no intention of fixing this - its been there for ~ a year) is that a discount of "" (an empty field, where you deleted the incorrect discount) will prevent the quote from saving. This is an incredibly simple UI bug to fix, its literally just adding \[if discount\[line\]=''; discount\[line\]=0\] to the code - about 40 characters added, but the a holes managing the xero devs haven't managed to assign someone to that bug for about a year. Their helpdesk are told to inform you that you should just enter "0" instead of pressing delete. This is the kind of moronic bugs that happen all the time in Xero, and its due to one thing only; an insistence on only working on things that look good to attract new users (once you have someone subscribed, they will likely be tied in for at least 12 months by the time they realise the horrors that occur), or improve shareholder value. A good example of this is advertising plastered over the interfaces, especially the invoicing module. Many of us have no intention of using Xero's online payment system - our customers just don't want that, they pay by direct credit, but what used to be a short link is now a large banner advertising "get online payments set up", and now it can't be dismissed. Now there's also a 2-line item in the menu advertising Xero's SMS service - another paid thing that we can't remove even if we have no intention of ever using it. I could go on and on about the abuses, but i'm sure you get the point. ----- ### "Excellent one stop accounting software" — 5.0/5 > **Emma** | *25 de enero de 2026* | Gestión de organizaciones sin ánimo de lucro | Recommendation rating: 10.0/10 > > **Puntos a favor**: Xero is an excellent cloud-based accounting platform that is easy to use, and offers very good quick and responsive customer support. Its simple, clear dashboard makes everyday accounting tasks—such as invoicing, bank reconciliation, and expense tracking—efficient. It has many different functions and capabilities which speed up reconciling and customisable reports. It is able to integrate with other software and banks. It offers great value for money for all the features it has. > > **Puntos en contra**: Xero can slow down when you have a lot of transactions, but into the hundreds of thousands and it is not too slow that it is unusable, and this is a minor element, and all the pros outweigh this small con. > > My overall experience with Xero is extremely positive. It offers everything I need to successfully do the accounting for a non-profit with good safety features, different user profiles and access, and storage. ----- ### "It may seem silly but I love Xero for the way it works" — 5.0/5 > **Rishi** | *25 de enero de 2026* | Tecnología y servicios de la información | Recommendation rating: 10.0/10 > > **Puntos a favor**: The phone app is decent for logging my hours when I am waiting for my coffee (which is also nice). Billing customers has been less of a disaster than I had anticipated. I was also pleased that the sync function worked. The calendar helps me track who owes me money and I am just glad I can finally see the dates. I was not expecting the program to be as easy to use as it was for something that deals with numbers. > > **Puntos en contra**: I do dislike how often I get logged out of Xero once I close the tab. Then I have to sit through another annoying OTP code to get back into my account. The reporting features are very basic and there is no ability to really customize them to show more detailed financial information. Xero is way overpriced for what I feel it does, and losing all of my data if I decide to cancel my subscription is terrifying to me. > > I am glad to be rid of my spreadsheet for billing. I always messed up the formulas on those and they were a pain to keep up with. Every now and again, the expense tracker double charges me after syncing with my bank and I have to go in and delete the duplicate entry manually so I don't confuse myself. Some of the features work better than I would have anticipated for helping me keep all of my business in one place. ----- Page: 1 / 132\ Siguiente: [Next page](https://www.capterra.com.pa/software/169561/xero?page=2) ## Links - [View on Capterra](https://www.capterra.com.pa/software/169561/xero) ## This page is available in the following languages | Locale | URL | | de | | | de-AT | | | de-CH | | | en | | | en-AE | | | en-AU | | | en-CA | | | en-GB | | | en-IE | | | en-IL | | | en-IN | | | en-NZ | | | en-SG | | | en-ZA | | | es | | | es-AR | | | es-CL | | | es-CO | | | es-CR | | | es-DO | | | es-EC | | | es-MX | | | es-PA | | | es-PE | | | fr | | | fr-BE | | | fr-CA | | | fr-LU | | | it | | | ja | | | ko | | | nb | | | nl | | | nl-BE | | | pt | | | pt-PT | | ----- ## Structured Data