---
description: ¿Qué piensan los usuarios de Temenos? Lee las reseñas y opiniones verificadas, descubre sus características y el nivel de usabilidad, consulta los precios y conoce las ventajas y desventajas de Temenos gracias a Capterra Panamá.
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title: Temenos - Opiniones, precios y características - Capterra Panamá 2026
---

Breadcrumb: [Inicio](/) > [Software bancario](/directory/20008/banking-systems/software) > [Temenos](/software/111334/temenos-t24)

# Temenos

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> Aplicación de banca en tiempo real las 24 horas que proporciona soporte de múltiples servidores de aplicaciones a varios usuarios.
> 
> Veredicto: 69 usuarios lo han valorado con **4.4/5**. De los mejores valorados en **Probabilidad de recomendación**.

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## Estadísticas y valoraciones rápidas

| Métrica | Calificación | Detalles |
| **En general** | **4.4/5** | 69 Opiniones |
| Facilidad de uso | 4.4/5 | Basado en las opiniones generales |
| Asistencia al cliente | 4.1/5 | Basado en las opiniones generales |
| Relación calidad-precio | 4.2/5 | Basado en las opiniones generales |
| Funciones | 4.4/5 | Basado en las opiniones generales |
| Porcentaje de recomendaciones | 80% | (8/10 Probabilidad de recomendación) |

## Sobre el proveedor

- **Empresa**: Temenos Group
- **Ubicación**: SWITZERLAND, Suiza
- **Constitución**: 1993

## Contexto comercial

- **Público objetivo**: 2-10, 11-50, 51-200, 201-500, 501-1,000, 1,001-5,000, 5,001-10,000, 10,000+
- **Despliegue y plataformas**: Cloud, SaaS, Web, Windows (desktop)
- **Idiomas admitidos**: inglés
- **Países disponibles**: Alemania, Australia, Canadá, Emiratos Árabes Unidos, Estados Unidos, Francia, Irlanda, Italia, México, Nueva Zelanda, Países Bajos, Reino Unido, Singapur, Sudáfrica, Suiza

## Funciones

- API
- Banca en línea
- Banca para comercios minoristas
- Creación de informes/análisis
- Cuentas de clientes
- Gestión de cajeros automáticos
- Gestión de flujos de trabajo
- Gestión de riesgos
- Gestión de tesorería
- Gestión de valores
- Pagos electrónicos
- Risk Analysis
- Seguimiento de la conformidad
- Supervisión de transacciones
- Varias sucursales

## Integraciones (en total: 3)

- Microsoft Power BI
- Plaid
- Tableau

## Opciones de asistencia

- E-mail/Help Desk
- Preguntas frecuentes/foro
- Base de conocimientos
- Asistencia telefónica
- Asistencia 24/7

## Categoría

- [Software bancario](https://www.capterra.com.pa/directory/20008/banking-systems/software)

## Categorías relacionadas

- [Software bancario](https://www.capterra.com.pa/directory/20008/banking-systems/software)
- [Software de tesorería](https://www.capterra.com.pa/directory/30948/treasury/software)
- [Software de banca online](https://www.capterra.com.pa/directory/30589/online-banking/software)
- [Software de gestión de riesgos financieros](https://www.capterra.com.pa/directory/20009/financial-risk-management/software)
- [Procesadores de pago](https://www.capterra.com.pa/directory/30232/payment-processing/software)

## Alternativas

1. [Qonto](https://www.capterra.com.pa/software/173384/qonto) — 4.5/5 (240 reviews)
2. [Finacle](https://www.capterra.com.pa/software/59348/finacle) — 4.5/5 (25 reviews)
3. [Plaid](https://www.capterra.com.pa/software/174384/plaid) — 4.4/5 (95 reviews)
4. [Tipalti](https://www.capterra.com.pa/software/136904/tipalti) — 4.6/5 (174 reviews)
5. [Modern Treasury](https://www.capterra.com.pa/software/1067673/Modern-Treasury) — 4.7/5 (12 reviews)

## Opiniones

### "Best in Class solutions for Core Banking Experience" — 4.0/5

> **Manasseh** | *29 de agosto de 2023* | Banca | Valoración de la recomendación: 9.0/10
> 
> **Puntos a favor**: Easely maintainable, strong API base, great architecture and friction-less integratability.
> 
> **Puntos en contra**: The data structure is proprietary and xml-based, it can be daunting to build skill on.
> 
> My experience has been exceptional.

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### "Extensive Expertise in Temenos Products and Successful Project Deliveries" — 5.0/5

> **Stanka** | *26 de marzo de 2025* | Banca | Valoración de la recomendación: 8.0/10
> 
> **Puntos a favor**: I appreciate the diverse range of architectures that Temenos Core supports, enabling flexibility and adaptability across various banking environments.
> 
> **Puntos en contra**: I appreciate the versatility and functionality of Temenos Core, but one area that could be improved is the complexity of some of the configurations. While powerful, certain aspects of the setup process can be challenging and may require significant time for customization and optimization.
> 
> With nearly 15 years of experience working with and utilizing Temenos products, I have gained extensive expertise and deep familiarity with your solutions, which have consistently proven to be invaluable in driving success in my projects., I have successfully delivered numerous high-impact projects across various banks, leveraging Temenos’ innovative technologies to achieve outstanding results.

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### "transact review" — 1.0/5

> **Miroslav** | *2 de abril de 2024* | Banca | Valoración de la recomendación: 1.0/10
> 
> **Puntos a favor**: overall functional capabilities, product improvements
> 
> **Puntos en contra**: temenos customer suport, quality of fixes/patches
> 
> I am satified user of temenos product for almost 20 years

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### "Temenos Transact" — 5.0/5

> **Ahmed** | *3 de marzo de 2025* | Banca | Valoración de la recomendación: 10.0/10
> 
> **Puntos a favor**: Temenos Transact covers all the banking domains.
> 
> **Puntos en contra**: some of the issues still not fixed across all the T24 releases, we still facing the daily STMT entries overwritten since R09 till R20
> 
> T24 transact is really great covers all the banking functions with no gaps

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### "My Review on Temenos Core" — 5.0/5

> **Roberta** | *3 de enero de 2025* | Salud, bienestar y deporte | Valoración de la recomendación: 10.0/10
> 
> **Puntos a favor**: Handling finances accounts with Temenos Core is outstanding. The tool has a number of menu options that helps in management of accounts from opening to closure. Integrates well with the CRM for notifications and supports online transactions.
> 
> **Puntos en contra**: Its a complex solution although its reliable.

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## Enlaces

- [Ver en Capterra](https://www.capterra.com.pa/software/111334/temenos-t24)

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